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3 simple financial habits that will make you rich !!

By admin
Posted on 11 Feb, 2021
3 simple financial habits that will make you rich !!

In fact, how much you can spend or save per month depends on many factors, including your monthly salary, family status, and the economic situation of the community. But with any income and circumstances, it is better to plan ahead and keep track of your income and expenses.

3 Financial habits that separate the rich and the poor

An exciting thought! Why not spend all your time, work and part time? How do you feel if you can honestly say, “I’m working to get rich. “Not that I can just pay for my bills.” In fact, when you have a plan to get rich, you get so motivated that even sleeping at night becomes difficult for you! It may seem a bit exaggerated. But you can not deny that you never dreamed of getting rich.

Financial habits that separate the rich and the poor

Decide how you want to live now as opposed to how many years you want to work. This means that if you spend all the money you earn now, you have no choice but to work hard on aging! But if you are already thinking about saving and investing, you have more and better choices in the future.

Make sure you buy something that you do not regret after getting the bill and be happy with your purchase. It is also better to know that saving takes time and requires you to work for it every day and be patient to achieve financial independence. Patience can be difficult at times, but it is just like achieving your goals. That is, it is possible by trying over time. Here are three financial habits you need to follow to get rich.

Law 70/30

After paying the bills, learn to use only 70% of the remaining money. The money you spend each month is divided into two categories: necessities and luxuries. You have to spend this 70% on your necessities. Then it’s time to spend the remaining 30% on different expenses. These costs can be as follows:

Charity: Of the remaining 30% of the money, one-third should be donated to charity. Charity is actually taking over the community and helping people in need. We believe that giving 10% of the remaining money from the monthly salary is a good amount for charity.

Some people think that they should only help others when they have a lot of money; If you have to pay, you have to learn from a time when your salary is still low. Certainly, giving 10 thousand out of 100 thousand tomans is much easier than giving 100 thousand out of one million tomans. You may say, “If I had a million tomans of money, I would easily donate 100,000 tomans.” But if you were in that situation, you probably wouldn’t do it. So it is better to cultivate the habit of giving money from now on and with these small amounts, so that when you earn more money, you will be able to help others more easily.


With the next 10% of the money left, you have to raise capital. This is the money you use to buy, repair, build and sell. The key is to stay in business, even if it is part-time.

There are many ways to raise capital. Let your imagination run wild. Take a closer look at the skills you developed at work or at your hobbies. You may be able to turn them into a profitable investment. In addition, you can learn how to buy and sell products in bulk. Or you can buy a property and upgrade it. Use and start this 10% to buy equipment, products or both equally. How do you know what genius is waiting inside you to wake up with a spark called “opportunity”!


The last 10% should be saved. This is the most exciting part of a wealth plan. Because it can give you a sense of poverty by preparing you for the winter of life. Let’s define the terms “poor” and “rich”: poor people spend their money and then save what is left, but rich people save their money and then spend what is left.

Suppose 20 years ago, two people received a monthly salary of 100,000 tomans, and their salaries increased by an equal amount every year. One of them had the philosophy of spending money and saving the remaining amount. Conversely, another philosophy was to save first and then spend extra money. If you know them today, you can tell which one is rich and which one is poor; So keep in mind that charity, investment and savings, like other financial planning, have pervasive effects. It may not have many definite results at the end of the day, week or month, but after 5 years, the differences become apparent and at the end of the tenth year the differences are significant. If the initial amount of money is the same and only the philosophy of its use is different.

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3 responses to “3 simple financial habits that will make you rich !!”

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